A recent study by the Federal Trade Commission found that more than 12 million Americans have at least one error on their credit report. If you are one of the millions, then you know what a problem it can be.
Errors on your credit report can hurt your credit score, making it difficult and sometimes impossible to get a credit card, car loan, mortgage or even housing and insurance. Even if you can get credit, you may be forced to pay more because of inaccuracies on your report.
Not being able to get credit is bad enough, but consider the embarrassment and humiliation inaccurate credit reports can cause. The grandfather whose credit card is cut up in front of his entire extended family when he tries to pay for dinner at the family reunion; the young groom who can’t get a small loan to pay for his honeymoon; the mother of toddlers who can’t get a loan to fix her washing machine; the father and do-it-yourselfer who can’t borrow $1,000 to complete repairs on his family’s bathroom. It’s your life and your good name at stake.
Unfortunately, correcting the errors on your credit report can be a frustrating process, requiring you to call and write many different credit reporting agencies, merchants and creditors who just can’t seem to get it right.
At McRae Bertschi, we get it. We have over 25 years of experience in credit reporting and have handled thousands of claims and lawsuits under the Fair Credit Reporting Act. We understand all of the expensive, devastating and infuriating consequences of an inaccurate credit report. And, we can help you fix the inaccuracies on your credit report and help you recover money damages for the harm you’ve suffered. Even better, we handle Fair Credit Reporting Act cases on a contingent fee basis, so there’s no fee unless you recover.